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What is a Civil Compensation Claim

I was recently injured in a car accident and suffered a concussion. I was told to make a civil compensation claim. What is a civil compensation claim?

While many people may ask “what is a civil compensation claim”, this is a phrase which is often used interchangeably with personal injury claim. In order to pursue compensation for an injury, it must be determined that the victim of an accident has suffered because of the negligence of a third party who owed them a duty of care. Making an injury claim should be possible provided that this duty of care was breached by a third party and the victim had received immediate medical attention for his or her injury. In order to determine your eligibility to make a claim and for additional information on an injury claim, you are advised to consult a personal injury solicitor at the earliest opportunity.

Before asking “what is a civil compensation claim”, it is necessary to receive immediate medical attention from a professional. First aid at the scene of the accident should not be relied upon, and to strengthen your claim to compensation for an injury medical attention should be sought immediately either from the accident and emergency department of your nearest hospital or from your family GP. This is important information on an injury claim to consider, as while you may not feel your injuries are serious to the extent that you require medical attention, making an injury claim is not possible if a note of your injury is not made into your medical records.

Once the question of “what is a civil compensation claim” has been answered, you may be concerned that the expenses which arose due to your accident and injury could not be covered by the negligent party who caused your accident. Compensation for an injury will not be a personal claim against the negligent party, but will be the result of a claim against the insurance policy of the driver in question. The process of making an injury claim can become more complex when the negligent driver in question is uninsured or cannot be traced. In this situation a claim can be made against the Motor Insurers’ Bureau (MIB), although this may be complex and a solicitor should be sought for advice and information on an injury claim against the MIB.

When making an injury claim against a negligent driver or the MIB, it is always important to consult a personal injury solicitor in order to ensure that your claim is handled professionally and that you receive the maximum compensation to which you may be entitled. It must be remembered that you may be directly offered compensation for an injury by the insurance company of the negligent driver. Even if a swift conclusion to your claim is enticing, you are advised not to accept any such offer until your claim has been assessed by a personal injury solicitor and you are fully aware of the compensation to which you may be entitled to claim, as there is a danger that the offer which is made could be inadequate for your requirements. For further information on an injury claim and to increase the likelihood that your claim is resolved fairly, you are advised to consult a personal injury solicitor at the earliest opportunity if you wish to determine “what is a civil compensation claim”.