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Ankle Ligament Tear Compensation

If you have injured an ankle ligament due to the actions – or lack of actions – by somebody who had a responsibility for your health and safety, you may be entitled to make a claim for ankle ligament tear compensation. However, not every instance of an injured ankle ligament will qualify for damaged ankle ligament compensation claims; and this article explains some of the factors which can affect your eligibility to claim compensation for an ankle ligament tear.

Please note that, whereas this article provides general information about making a compensation injury claim for an ankle ligament tear when your injury has been caused by the negligence of somebody who owed you a duty of care, it is not intended to cover every conceivable scenario in which an injury to the ankle ligament might be sustained, and is therefore not a substitute for seeking individual and specific legal advice about injury claims for an ankle ligament tear which relate to your own personal circumstances.

Why a Medical Exam before Seeking Ankle Ligament Tear Compensation is Important

One factor which is not widely understood in injury claims for an ankle ligament tear is the importance of seeking professional medical care at a hospital or your doctor´s GP surgery. Even if you believe that your torn ankle ligament injury is relatively minor – or you received first aid when your injury was sustained – it is essential that the ankle injury is professionally diagnosed and recorded in your medical history.

Without proof that an injury has been suffered, it will be extremely difficult to pursue an injury claim for an ankle ligament tear and, furthermore, your solicitor would usually require access to your medical notes to calculate how much compensation for an ankle ligament tear you would be entitled to claim.

The Process for Injury claims for an Ankle Ligament Tear

When the strongest possible injury claim for an ankle ligament tear has been constructed, your solicitor will write to the negligent party´s insurance company advising them that you are pursuing damaged ankle ligament compensation claims against their policyholder. Your solicitor´s ‘Letter of Claim’ will be supported by the evidence of negligence and your medical record in the anticipation that – once the insurance company conduct their own investigation into your ankle ligament tear compensation- they will accept liability for their client´s negligence.

When liability is admitted, you solicitor will then present what he or she believes to be an adequate settlement of compensation for an ankle ligament tear and negotiations will commence to obtain your full entitlement of injury compensation for your ankle. Should liability be denied, you solicitor will explain to you the procedures and costs of pursuing injury claims for an ankle ligament tear through the courts, and you will have to decide whether if it is worthwhile pursuing the claim further.

How Much Compensation for an Ankle Ligament Tear?

Injury claims for an ankle ligament tear are settled according to the nature and severity of your ankle injury, based on previous damaged ankle ligament compensation claims settlements published in the ‘Judicial College Guidelines for the Assessment of General Damages’. The basic figure acquired by your solicitor will be adjusted to account for your age and gender, and the consequences of your torn ankle ligament injury on your quality of life.

Your injury claim for an ankle ligament tear will also incorporate compensation for any psychological injuries you have been diagnosed with – either due to the circumstances surrounding the accident which caused your injury or an emotional trauma you have experienced since – and any expenses you have incurred, or may incur in the future, will be recovered in your claim for compensation for an ankle ligament tear provided they are justified and can be supported by receipts.

Your Own Lack of Care Can Reduce Settlements of Damaged Ankle Ligament Compensation Claims

If you have contributed in any way to the cause of your ankle injury, or its severity by failing to seek professional medical attention as soon as possible, your injury claim for an ankle ligament tear may be contested because of your ‘Contributory Negligence’. Being found partly responsible for your injury will not disqualify you from making injury claims for an ankle ligament tear for compensation, but you might find that a percentage of blame is allocated to you and that percentage deducted from your settlement of any potential damaged ankle ligament compensation claims.

If you feel that your own lack of care may become an issue when your claim for ankle ligament tear compensation is submitted, you should advise your solicitor when you first discuss making a claim; as the amount of compensation for an ankle ligament tear you are left with after your claim is resolved may not make it worth your while to pursue legal action.

Offers of Compensation for an Ankle Ligament Tear

As part of the claims procedure, it is often the case that a report of your torn ankle ligament injury accident is provided to the negligent party via an ‘Accident Report Book’ or an official complaint. Under the terms of their insurance policy, the negligent party may have to forewarn their insurance company of the likelihood of injury claims for an ankle ligament tear being made against them and, in response, the insurance company may approach you directly with an unsolicited offer of compensation for damaged ankle ligament compensation claims.

No matter how attractive an offer of compensation for an ankle ligament tear appears, you should always notify your solicitor when such an offer is made to you. Your solicitor will determine whether the offer represents a fair and adequate settlement of your injury claim for an ankle ligament tear and advise if you should accept it. Please note that if you inadvertently accept an offer of compensation for an ankle ligament injury, and it subsequently proves to be insufficient for your needs, you cannot seek more ankle ligament tear compensation from the insurance company at a later date.