Free Supermarket Accident Claim Assessment Free Supermarket Accident Claim Assessment

Introduction to No Win No Fee Supermarket Accidents Claims

In the UK, “No Win, No Fee” supermarket accidents claims were first offered by solicitors in 1995 following the Government´s decision that Legal Aid for personal injury compensation claims were to be abolished. Although the availability of Legal Aid was not withdrawn from those seeking compensation for a supermarket accidents injury until 2000, the concept of “No Win, No Fee” claims had already become established and is now the most frequent method of pursuing a claim for supermarket accidents compensation.

The Legal Aid, Sentencing and Punishment of Offenders Bill 2012 will allow the Government to make additional changes to both the accessibility of Legal Aid and UK “No Win, No Fee” supermarket accidents claims, and future legislation may affect what information follows below. Consequently it is advised that, should you be injured in a supermarket accident for which you were not to blame, you should speak with a “No Win, No Fee” supermarket accidents claims solicitor at the first possible opportunity to confirm your eligibility to claim “No Win, No Fee” supermarket accidents injury compensation.

What are “No Win, No Fee” Supermarket Accidents Claims?

“No Win, No Fee” supermarket accident claims – or to give them their full name “Supermarket Accidents Conditional Fee Agreements” – are claims for supermarket accidents injury compensation in which your solicitor will waive his or her legal fees should they fail to be successful in obtaining a settlement of compensation for your supermarket accidents injury claim. In all “No Win, No Fee” supermarket accidents claims for compensation the supermarket´s insurers will pay your solicitor´s legal fees if your claim is successful and, under a “No Win, No Fee” claims agreement, you will not be responsible for your solicitor´s legal fees if your case is lost.

Broken front on supermarket freezer

Broken front on supermarket freezer

This does not mean that making a “No Win, No Fee” claim for supermarket accidents injury compensation is free; for if you lose your supermarket accidents “No Win, No Fee” claim you may be liable for any disbursements your solicitor has incurred in the preparation of your claim as well as the legal costs incurred by the supermarket in defending the claim made against them. Fortunately there are ways in which you can avoid your exposure to risk when making supermarket accidents “No Win, No Fee” compensation claims.

“No Win No Fee” Claims for Supermarket Accidents

You will able to make “No Win, No Fee” claims for supermarket accidents compensation if your solicitor considers it is likely that your compensation claim for supermarket accidents injury will be successful. A solicitor´s offer of representing you on a “No Win, No Fee” basis does not guarantee a positive outcome but, with the details available to him or her at the time about your case, your solicitor will have a good idea whether it is worth preparing your claim for supermarket accidents compensation when there is the potential for not getting paid if your claim is unsuccessful.

Should a solicitor decline legal representation in “No Win, No Fee” claims for supermarket accidents compensation, it does not necessarily mean that you have a fragile case or a claim that your solicitor feels you have little chance of success with. There may be financial reasons why a solicitor is unable to pursue a “No Win No Fee” supermarket accidents claim on your behalf, or more suitable ways of funding a claim for supermarket accidents compensation might be available.

Alternative Funding for Supermarket Accidents Compensation Claims

If a solicitor has already advised you that he or she is unable to provide legal representation in a “No Win, No Fee” supermarket accidents compensation claim, it is unlikely that you will be eligible for “After the Event” insurance – unless there is a very strong case and good reason why supermarket accidents “No Win, No Fee” legal representation was denied. This can make sourcing alternative funding for supermarket accidents compensation claims a problem.

Although Legal Aid is still available for certain types of personal injury claims, it is improbable that a claim for supermarket accidents compensation will qualify for alternative funding under the Legal Aid system. Therefore, it may be necessary to claim on a “Before the Event” insurance policy and use personal funds if you are not offered “No Win, No Fee” legal representation.

Before the Event Insurance for “No Win, No Fee” Supermarket Accidents Claims

“Before the Event” insurance is usually attached to home contents and car insurances policies as legal expenses insurance, or may be available if you are a member of a motoring organisation or as a benefit of a credit card. In 2007, it was estimated by the Department of Justice that nearly 60 percent of the UK population have legal fee “Before the Event” insurance, and this insurance can often be used to start a “No Win, No Fee” supermarket accidents claim in cases where liability may initially be in doubt, or where the viability of your claim is not yet determined.

The disadvantage of relying on funds from a “Before the Event” insurance policy to avoid your exposure to liabilities (in the event that you lose your supermarket accidents “No Win, No Fee” compensation claim) is that insurance companies place strict conditions on how this insurance cover can be used. It may be necessary to –

  • engage a specified solicitor in pursuit of your supermarket accidents claim for compensation
  • advise the “Before the Event” insurance company of a claim within a limited time span
  • accept the first “reasonable” offer of supermarket accidents compensation that is made

There will also be an upper limit to how much legal expenses will be allowed on your “Before the Event” insurance policy, and once this ceiling is reached you may be personally liable for any excess. This is why many solicitors offering legal representation for supermarket accidents “No Win, No Fee” compensation claims will advise their clients to take out additional “After the Event” insurance.

After the Event Insurance for “No Win, No Fee” Supermarket Accidents Claims

“After the Event” insurance is a specific type of insurance policy which is taken out prior to making a supermarket accidents “No Win, No Fee” claim for compensation, to insure the policyholder against exposure to their own solicitor´s disbursements and the supermarket´s legal costs. “After the Event” insurance is so-called because the policy is taken out after the supermarket accident you are claiming for has happened – rather than after your supermarket accidents claim is resolved.

In some supermarket accidents “No Win, No Fee” compensation claims, it may be possible to defer the premium for the “After the Event” insurance policy until your claim is resolved – in which case the premium for the “After the Event” insurance policy is included in the insurance policy payout if your lose your “No Win, No Fee” claim for supermarket accidents compensation. When you win your “No Win, No Fee” compensation claim for supermarket accidents injury, the cost of the “After the Event” insurance policy will be paid by the supermarket and will not be deducted from your compensation settlement.

“No Win, No Fee” Solicitors

“No Win, No Fee” solicitors are permitted to charge a success fee in addition to their normal legal fees for accepting your supermarket accidents claim for compensation on a “No Win, No Fee” basis – provided that your claim is successful. This is their premium for taking the chance that they may not get paid for their services should your claim be lost. By law, your solicitor could charge as much as 100 percent of their legal fees as a success fee; although in practice, few “No Win, No Fee” solicitors charge more than 25 percent above their regular legal fees to clients.

However, if the combined total of your solicitor´s legal fees, his or her success fee and their disbursements incurred in preparing your claim are considered to be excessive at the conclusion of a successful case, a judge may limit the supermarket´s liability to costs and you could be personally responsible for the shortfall. If you have taken out an “After the Event” insurance policy, you will be shielded from exposure to this liability. If not, the shortfall of what your solicitor is due could be deducted from your supermarket accidents compensation settlement.

“No Win, No Fee” Claims Do Not Always Pay 100 Per Cent

Instances when you may not receive 100 percent of your supermarket accidents compensation settlement are rare – but they do occur. For example during the negotiation stages of a claim, and prior to court action, offers of settlement can be made by the supermarket´s insurance company. Your solicitor is obliged to tell you about these offers – also called “Part 36 Offers” – and would discuss with you whether or not to accept them. If you decline a Part 36 offer, and are later awarded a lower settlement of your supermarket accidents claim in court, you will be liable to pay a percentage of the supermarket´s legal costs out of your compensation settlement for failing to accept the higher offer.

Another example of when you will not receive your full “No Win, No Fee” supermarket accidents compensation settlement is if you have been in receipt of certain State benefits between the time you sustained your supermarket accidents injury and your “No Win, No Fee” claim for supermarket accidents injury compensation is settled. At the conclusion of your supermarket accidents “No Win, No Fee” claim, your solicitor has to deduct the benefits you have received from your compensation settlement and refund them to the Compensation Recovery Unit of the Department for Work and Pensions. Your solicitor will be able to advise you whether the type of benefits you are receiving have to be refunded when your claim for supermarket accidents injury compensation is successfully resolved.

Free Advice about “No Win, No Fee” Claims for Supermarket Accidents Injury Compensation

If you have sustained an injury in a supermarket accident for which you were not totally to blame, and would like advice about whether you are entitled to “No Win, No Fee” legal representation for your supermarket accidents injury compensation claim, you are invited to call our UK Supermarket Accidents Service on freephone and discuss the circumstances of your injury with a specialist “No Win, No Fee” solicitor.

Our solicitor will be able to answer any question you may have about making supermarket accidents “No Win, No Fee” claims for compensation and make a full assessment of your claim to establish whether you would qualify for legal representation under a conditional fee agreement. There is no obligation on you to go ahead with a “No Win, No Fee” supermarket accidents claim for compensation once you have spoken with us and no pressure will be put on you to do so.

Our UK Supermarket Accidents Service is open twenty-four hours a day, seven days a week, and if now is not a suitable time to discuss “No Win, No Fee” claims for supermarket accidents, please complete one of our call-back request forms at the side of the page and one of our team will get back in touch with you at a convenient time.